SurePass
Live policy status · Built for the Caribbean

One QR. Every policy.

SurePass is the windshield-level insurance registry behind PayFine. Insurers issue tamper-evident QR labels at the front desk; wardens and citizens verify live policy status in under 400 ms.

Windshield QR labelsLive policy lookupInsurer hardware kitLive policy status
Issuing insurers inBarbados·Jamaica·Trinidad·St. Lucia
SurePass Registry
Active policy
Windshield code
BB-7HK-2RJ
Driver
Andrea M. Phillips
NRN
BB-194-882-117
Vehicle
2022 Toyota Yaris
Plate
B-44291
Policy
Comprehensive Insurance · Expires 14 Aug 2026
Live policy status
Real-time verification
PCI-DSS aware
Card data tokenised
PayFine handshake
Bi-directional registry
Tamper-evident audit
Every scan logged
The status quo

Most insurers still prove coverage with a piece of paper.

Before

Insurers hand out paper certificates that drivers lose, forge, or never carry.

With SurePass

Every policy gets a printed QR windshield label tied to the live registry.

Before

Wardens can't tell if a stopped vehicle is insured without calling the office.

With SurePass

A single PayFine scan returns driver, vehicle, NRN and policy status in under 400 ms.

Before

Lapsed and revoked policies stay on the road for weeks before anyone notices.

With SurePass

SurePass revokes a code the moment underwriting flips status — instantly invalid.

Integration · PayFine enforcement

One scan. Driver, vehicle, live policy.

SurePass is the insurance registry behind PayFine. Wardens scan the windshield code on a Sunmi handheld and the platform returns the registered driver, the vehicle, and whether the policy is valid, revoked, or expired.

  • Credentials held as encrypted project secrets — never bundled with the warden device.
  • Every scan logged to the audit trail with warden, location and result.
  • Bi-directional — the insurer's registry receives offence context for risk pricing.
16:42
PayFine warden
84%
Scanned code
BB-7HK-2RJ
Valid insurance
Active until 14 Aug 2026
PlateB-44291
Vehicle2022 Toyota Yaris
OwnerAndrea M. Phillips
NRNBB-194-882-117
InsurerSagicor
CoverageComprehensive
Verified in 312 msSunmi V3 · WP-08841
What you ship on day one

One registry. Three surfaces.

Insurer · 01

Front desk

  • Issue a windshield label in 90 seconds

    Branded QR printed at the underwriting desk

  • Renewals revoke the previous code

    No stale labels on the road

  • Hardware kit included

    Label printer, blank stock, onboarding

  • Bulk issuance for fleets

    Upload a CSV, get a print queue

Field · 02

PayFine warden

  • One-tap windshield scan

    Live policy status under 400 ms

  • Works at the curb

    Driver doesn't need to be present

  • Offline-tolerant

    Scan now, sync when signal returns

  • Plate, vehicle, NRN included

    No second lookup required

Citizen · 03

Public verify

  • Public QR lookup page

    Status only, never PII

  • Mobile-first verify route

    Police, fleet ops, or driver self-check

  • Audit log per scan

    Time-stamped, geo-stamped

  • Authority-grade messaging

    Trusted by ministries

6-week plan

From signature to first issued label in 30 days.

Week 1

Insurer onboarding

Tenant provisioned in your local region. Branding, fee schedule and renewal rules configured.

01
Weeks 2–3

Hardware shipment

Label printer, blank stock and the desk-setup guide arrive at your underwriting office.

02
Week 4

Pilot policies live

First branch issues windshield labels. PayFine wardens verify against the live registry.

03
Week 6

Full issuance

Every new and renewing policy ships with a SurePass label. Audit dashboards handed to ops.

04
Bring SurePass to your jurisdiction

Get insurer access. Then meet the team.

SurePass is shipped alongside PayFine to ministries and underwriters across the Caribbean. Create an insurer account and a SurePass principal will walk your operations team through hardware setup and the PayFine handshake.